When I consider just how much of my bottom line gets paid out to a company that helps me collect on my bills, I realize that it is not much in the over all scheme of things. Just imagine if I did not rely on a factoring business then I may never see any of the money that I am owed. Not only that but I have been able to determine who would be a good client or who would be a bad client to give business too. They have helped me weed through some of the bad choices that I have made in the past.