I have been on my own for over five years, and yet you would think I just moved out. My finances are a mess, and my bill piles are getting higher with each passing month. I refuse to move back home. Instead I have enrolled in a debt management course at the local tech school. I am quickly recognizing all the mistakes that I have already made. I am not so far down in the hole that I feel like giving up. I can do this. I can get myself on a solid footing again and start to make my money work for me. This is not rocket science; it’s knowledge and discipline.
