Getting a cash advance in California is pretty easy. The payday loan business has doubled in the last ten years making the paycheck advance process easy and convenient. After all there is a cash advance store on nearly every block in a major city. But what about online? I was doing a search the other day and I found a site called Spotya.com. They have a page on there that is strictly about California. They have a list of every incorporated city in California, so you can find where you live and compare rates to the people in the area. Of course Spotya has lower rates because they don’t use the maximum amount allowed as an interest rate in California 17.75%. They go even cheaper then that 15%