My company is a last stop for many people facing an emergency money crisis. When life hits them with an unexpected situation that prevents them from paying their bills on time, it doesn’t take long to ruin their credit, and then they are in real trouble, especially if they get hit again. The other day we had an elderly gentleman in here who wanted money to repair his car so that he could get his wife to kidney dialysis twice a week. His lack of sufficient income and lack of credit history had made it virtually impossible for him to obtain the money anywhere else. We were glad to help him out with one of our bad credit loans. His sigh of relief showed us how much he appreciated the help.